VA LOAN
Backed by The U.S. Department of Veterans Affairs

VA LOAN

VA loans are backed by the U.S. Department of Veterans Affairs and available to eligible veterans, active-duty service members, and certain surviving spouses.

OTHER PROGRAMS

30-YEAR FIXED

FHA

FIX & FLIP

USDA

CONSTRUCTION

HECM

GOOD TO KNOW..
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Insured by the Department of Veterans Affairs
Backed by the Department of Veterans Affairs
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Zero Down Payment for Qualified Buyers
No down payment requirement for most eligible borrowers
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PMI-Free Financing
No private mortgage insurance (PMI)
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Lower Initial Payments with Temporary Buydowns
Options like temporary buydowns may be available
THINGS TO CONSIDER
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Funding Fee Could Apply for VA Loans
VA funding fee may apply (with exemptions in some cases)
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Service Requirements Apply
Must meet service eligibility requirements
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Expect Closing Costs Around 2–5%
Closing costs: Typically 2–5% of the purchase price
Guidelines

If your details are close to these guidelines we encourage you to apply or talk to us. Even if you don’t qualify for a 30 year mortgage we could have other options for you.

LICENSED IN 48 STATES
We are honored to lend ALL STATES
WITH THE EXCEPTION OF HI and NY

DIG DEEPER

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Do nothing out of selfish ambition
or vain conceit. Rather, in humility
value others
above yourselves,
not looking to your own interests
but each of you
to the interests of the others.
Philippians 2:3-4

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F.A.Q

Real estate investors who buy properties to renovate and either resell or reinance into a long-term loan.

Yes, many programs allow inancing up to 100% of the improvement costs, subject to overall limits.

Typically non-owner-occupied single-family homes and small multi-family (2–4 units).

The loan is based on a combination of purchase price, renovation costs, and projected after-repair value.

PRODUCTS

Answers when you need them. A real person when it matters.

I’m here to guide you through mortgage questions every step of the way. Fast, clear and stress-free

REAL CLIENT STORY

“We chose a 30-year fixed loan so we could keep our monthly payment affordable while we grew our business. It gave us peace of mind and room to breathe.”

Mark & Lauren, Austin TX