A 30-year fixed-rate mortgage is one of the most popular home loan options in the country. With this loan, your interest rate stays the same for the entire 30-year term — no surprises, no rate hikes. This means your monthly principal and interest payments stay predictable, which is great for longterm budgeting.
GOOD TO KNOW..
FIXED INTEREST RATE
Stable monthly principal and interest payments
30-Year Term for Lower, More Manageable Monthly Payments
Payments are spread over 30 years, which can lower the amount due each month compared to shorter terms
Consistency That Benefits Long-Term Homeowners
Predictable structure, helpful for long-term homeowners
FIXED INTEREST RATE
Stable monthly principal and interest payments
THINGS TO CONSIDER
Increased Total Interest Over Time
Total interest paid is generally higher than with shorter terms
Extended Payments Mean Slower Equity Growth
Equity builds more slowly since payments are stretched out
Fixed Interest Rate for the Full 30-Year Term
Your interest rate remains the same for the entire 30 years
Guidelines
If your details are close to these guidelines we encourage you to apply or talk to us. Even if you don’t qualify for a 30 year mortgage we could have other options for you.
LICENSED IN 48 STATES
We are honored to lend ALL STATES
WITH THE EXCEPTION OF HI and NY
Do nothing out of selfish ambition
or vain conceit. Rather, in humility
or vain conceit. Rather, in humility
value others
above yourselves,
not looking to your own interests
but each of you
to the interests of the others.
not looking to your own interests
but each of you
to the interests of the others.
Philippians 2:3-4
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F.A.Q
Let’s find out! Use our quick Affordability Calculator for a ballpark number,
then I’ll help you fine-tune it so it feels comfortable for you.
Super easy — grab your favorite beverage, click Apply Online, and in
about 10 minutes you’ll be on your way.
Just snap a pic on your phone or upload from your laptop — all through
our secure app. No fussy scanners, no lost papers.
Good news: some loans are as low as 0% down, others around 3%–5%.
We’ll figure out the best fit for your budget and goals.
