DSCR
OTHER PROGRAMS
30-YEAR FIXED
FHA
FIX & FLIP
USDA
CONSTRUCTION
HECM
GOOD TO KNOW..
Cash Flow Determines Eligibility
Quali ication based on property cash low
Minimal Income Verification Needed
Typically no personal income documentation required
Designed for Investment and Rental Homes
Often used for rental properties or investment homes
Investor-Focused Loans Using Property Cash Flow
Instead of using personal income, lenders evaluate the property’s ability to generate enough rental income to cover the mortgage
THINGS TO CONSIDER
Lender-Specific Programs and Guidelines
Programs vary by lender, and requirements may differ
Occupancy Restricted to Investment Homes
Occupancy is typically limited to investment properties
Expect Closing Costs Around 2–5%
Closing costs: Typically 2–5% of the purchase price
Guidelines
If your details are close to these guidelines we encourage you to apply or talk to us. Even if you don’t qualify for a 30 year mortgage we could have other options for you.
LICENSED IN 48 STATES
We are honored to lend ALL STATES
WITH THE EXCEPTION OF HI and NY
Do nothing out of selfish ambition
or vain conceit. Rather, in humility
or vain conceit. Rather, in humility
value others
above yourselves,
not looking to your own interests
but each of you
to the interests of the others.
not looking to your own interests
but each of you
to the interests of the others.
Philippians 2:3-4
DON'T WONDER WHAT'S BEST.
ASK US!
I've been helping people find their perfect dream home for over two decades
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F.A.Q
Real estate investors who buy properties to renovate and either resell or reinance into a long-term loan.
Yes, many programs allow inancing up to 100% of the improvement costs, subject to overall limits.
Typically non-owner-occupied single-family homes and small multi-family (2–4 units).
The loan is based on a combination of purchase price, renovation costs, and projected after-repair value.
