HECM (REVERSE MORTGAGE)
OTHER PROGRAMS
30-YEAR FIXED
FHA
FIX & FLIP
USDA
DSCR
CONSTRUCTION
GOOD TO KNOW..
Designed for Seniors (62+)
For homeowners age 62+
Tap Into Your Home’s Equity
Provides access to a portion of home equity
Homeowners Must Cover Taxes, Insurance, and Upkeep
Borrowers remain responsible for property taxes, insurance, and maintenance
No Payments Due if Program Conditions Are Satisfied
No monthly mortgage payments are required as long as program obligations are met
THINGS TO CONSIDER
Balance Accumulates Over Time
Loan balance increases over time as funds are used and interest accrues
Equity Changes Can Affect Sale or Inheritance Value
Equity may decrease, impacting inheritance or future sale proceeds
Closing Costs
Typically 2–5% of the home’s value
Guidelines
If your details are close to these guidelines we encourage you to apply or talk to us. Even if you don’t qualify for a 30 year mortgage we could have other options for you.
LICENSED IN 48 STATES
We are honored to lend ALL STATES
WITH THE EXCEPTION OF HI and NY
Do nothing out of selfish ambition
or vain conceit. Rather, in humility
or vain conceit. Rather, in humility
value others
above yourselves,
not looking to your own interests
but each of you
to the interests of the others.
not looking to your own interests
but each of you
to the interests of the others.
Philippians 2:3-4
DON'T WONDER WHAT'S BEST.
ASK US!
I've been helping people find their perfect dream home for over two decades
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F.A.Q
Funds are provided during construction, typically with interest-only payments. Once the home is inished, the loan converts into a traditional mortgage.
No, closing costs are generally not included in the loan and must be paid separately.
Primary residences and second homes, with full third-party builder contracts. Teardowns and rebuilds may also qualify.
With a one-time close, you qualify at the beginning and do not need to re-qualify when the loan converts to permanent inancing.
