CONSTRUCTION LOAN
One-Time Close

CONSTRUCTION LOAN

Like a hot dog, construction loans are all about the build. You put everything together step by step, and when it’s done — you’ve got the inished product ready to enjoy.

OTHER PROGRAMS

30-YEAR FIXED

FHA

FIX & FLIP

USDA

DSCR

HECM

GOOD TO KNOW..
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Single Loan for Construction and Permanent Mortgage
One-time close: combines construction inancing and permanent mortgage into one loan
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For Your Main Home or Second Property
Available for primary residences and second homes
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Financing Available Up to $2 Million
Loan amounts up to $2 million (varies by lender/program)
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Pay Interest Only While Building
Interest-only payments during the construction phase
THINGS TO CONSIDER
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Builder Agreements and Project Budgets Required
Requires detailed builder contracts and project budgets
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Closing Costs Are Paid by Borrower
Borrowers remain responsible for closing costs (not inanced)
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Requirements Depend on Your State
Fees and requirements vary by state
Guidelines

If your details are close to these guidelines we encourage you to apply or talk to us. Even if you don’t qualify for a 30 year mortgage we could have other options for you.

LICENSED IN 48 STATES
We are honored to lend ALL STATES
WITH THE EXCEPTION OF HI and NY

DIG DEEPER

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Do nothing out of selfish ambition
or vain conceit. Rather, in humility
value others
above yourselves,
not looking to your own interests
but each of you
to the interests of the others.
Philippians 2:3-4

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I've been helping people find their perfect dream home for over two decades

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F.A.Q

Funds are provided during construction, typically with interest-only payments. Once the home is inished, the loan converts into a traditional mortgage.

No, closing costs are generally not included in the loan and must be paid separately.

Primary residences and second homes, with full third-party builder contracts. Teardowns and rebuilds may also qualify.

With a one-time close, you qualify at the beginning and do not need to re-qualify when the loan converts to permanent inancing.

PRODUCTS

Answers when you need them. A real person when it matters.

I’m here to guide you through mortgage questions every step of the way. Fast, clear and stress-free

REAL CLIENT STORY

“We chose a 30-year fixed loan so we could keep our monthly payment affordable while we grew our business. It gave us peace of mind and room to breathe.”

Mark & Lauren, Austin TX