FIX & FLIP
Designed For Real Estate Investors

FIX & FLIP LOAN

Like a pizza, a Fix & Flip is built in layers. Start with the base (purchase), add the toppings (renovations), and you’ve got something fresh and ready to serve

OTHER PROGRAMS

30-YEAR FIXED

FHA

VA

USDA

CONSTRUCTION

HECM

GOOD TO KNOW..
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Covers Both Purchase and Renovation Costs
Provides funding for both purchase and renovation costs
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Open to Investors of All Experience Levels
Available to investors at various experience levels
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Short-Term, Typically Around 12 Months
Typically short-term (around 12 months) with interest-only payments
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Flexible Exit Strategies Available
Flexible exit strategies: buy/repair/sell or buy/repair/hold (transition to DSCR or longterm inancing)
THINGS TO CONSIDER
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Short-Term Loans Due at Sale or Refinance
These are short-term loans and must be repaid when the property is sold or reinanced
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Loan Amount Based on Purchase Price and ARV
Loan amounts are tied to both purchase price and after-repair value (ARV)
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For Non-Owner-Occupied Properties Only
Designed for non-owner-occupied properties only
Guidelines

If your details are close to these guidelines we encourage you to apply or talk to us. Even if you don’t qualify for a 30 year mortgage we could have other options for you.

LICENSED IN 48 STATES
We are honored to lend ALL STATES
WITH THE EXCEPTION OF HI and NY

DIG DEEPER

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Do nothing out of selfish ambition
or vain conceit. Rather, in humility
value others
above yourselves,
not looking to your own interests
but each of you
to the interests of the others.
Philippians 2:3-4

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I've been helping people find their perfect dream home for over two decades

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F.A.Q

Real estate investors who buy properties to renovate and either resell or reinance into a long-term loan.

Yes, many programs allow inancing up to 100% of the improvement costs, subject to overall limits.

Typically non-owner-occupied single-family homes and small multi-family (2–4 units).

The loan is based on a combination of purchase price, renovation costs, and projected after-repair value.

PRODUCTS

Answers when you need them. A real person when it matters.

I’m here to guide you through mortgage questions every step of the way. Fast, clear and stress-free

REAL CLIENT STORY

“We chose a 30-year fixed loan so we could keep our monthly payment affordable while we grew our business. It gave us peace of mind and room to breathe.”

Mark & Lauren, Austin TX