USDA
OTHER PROGRAMS
30-YEAR FIXED
FHA
VA
FIX & FLIP
CONSTRUCTION
HECM
GOOD TO KNOW..
Zero Down Payment for Qualified Properties
No down payment required for most eligible properties
A Fixed Rate You Can Count On
Fixed-rate structure provides predictability
Eligibility Based on Income and Location
Income and Property Location Limits Apply
Credit Score Requirements Vary by Lender
Most lenders set their own minimum score
THINGS TO CONSIDER
USDA-Eligible Property Location Required
Property must be located in a USDA-eligible area
Income Must Fall Within Approved Limits
Household income must fall within program guidelines
Eligible Areas for Primary Residences
For primary residences in eligible areas
Guidelines
If your details are close to these guidelines we encourage you to apply or talk to us. Even if you don’t qualify for a 30 year mortgage we could have other options for you.
LICENSED IN 48 STATES
We are honored to lend ALL STATES
WITH THE EXCEPTION OF HI and NY
Do nothing out of selfish ambition
or vain conceit. Rather, in humility
or vain conceit. Rather, in humility
value others
above yourselves,
not looking to your own interests
but each of you
to the interests of the others.
not looking to your own interests
but each of you
to the interests of the others.
Philippians 2:3-4
DON'T WONDER WHAT'S BEST.
ASK US!
I've been helping people find their perfect dream home for over two decades
CHAT WITH ME
CALL ME
F.A.Q
Let’s find out! Use our quick Affordability Calculator for a ballpark number,
then I’ll help you fine-tune it so it feels comfortable for you.
Super easy — grab your favorite beverage, click Apply Online, and in
about 10 minutes you’ll be on your way.
Just snap a pic on your phone or upload from your laptop — all through
our secure app. No fussy scanners, no lost papers.
Good news: some loans are as low as 0% down, others around 3%–5%.
We’ll figure out the best fit for your budget and goals.
